We make our money in one of three ways:
While our premium plans have no FX markup, we charge a nominal FX markup on our Essential Plan of 0.5% per transaction, allowing us to make revenue from our Essential Plan whilst remaining much cheaper than other prepaid cards and high-street debit cards. We also charge an FX markup on ATM usage over the free amount on all our plans, full details can be found on our pricing plans.
We charge an annual subscription fee of £25 for our Premium Plan, and £120 for our Elite Plan. The subscription fee also removes all FX markup on transactions.
Every time you spend with your Currensea card we receive a small % of the transaction, known as interchange, this comes directly from the merchant and won’t be charged to you.
For more information on our fees please view our Terms and Conditions.