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Is Currensea Free To Use?

Updated

Currensea Essential customers have access to the Currensea Realtime Rate, and our Currensea Pro and Elite customers have access to the Currensea Pro Rate - which is one of the best rates on the market. 

Depending on when you joined Currensea Essential, you may have a fair usage cap on your card and ATM spend. See below for more details.

 

Sign Up Date Fair Usage Cap (Card Spend) Fair Usage Cap (ATM Withdrawals)
On or after February 10th, 10:30am 2025
  • £500/month
  • 1% fee on top of the Currensea Realtime Rate for any spend above this
  • Resets on the 1st of every month
  • £200/month
  • 2% fee on top of the Currensea Realtime Rate for any spend above this
  • Resets on the 1st of every month
Before February 10th, 10:30am 2025 No fair usage cap
  • £500/month
  • 2% fee on top of the Currensea Realtime Rate for any spend above this
  • Resets on the 1st of every month

 

Currensea Pro and Currensea Elite customers only have a fair usage cap for ATM spend, regardless of when they signed up. These are:

Currensea Pro - £500/month, 1% fee above this

Currensea Elite - £750/month, 1% fee above this