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Do I Get Charged Fees on Currensea Essential?

Updated

When spending with our Currensea Essential plan, you get access to our Currensea Realtime Rate, which is one of the best rates on the market. You can read more about this rate here.

We do not charge any fees on top of this rate as standard. However, depending on when you signed up, there may be a fair usage cap on your spend after which an additional fee is applied.

 

Sign Up Date Fair Usage Cap (Card Spend) Fair Usage Cap (ATM Withdrawals)
On or after February 10th, 10:30am 2025
  • £500/month
  • 1% fee on top of the Currensea Realtime Rate for any spend above this
  • Resets on the 1st of every month
  • £200/month
  • 2% fee on top of the Currensea Realtime Rate for any spend above this
  • Resets on the 1st of every month
Before February 10th, 10:30am 2025 No fair usage cap
  • £500/month
  • 2% fee on top of the Currensea Realtime Rate for any spend above this
  • Resets on the 1st of every month

 

Please keep in mind that this does not take your Currensea spending limits into account. This is a separate limit that is in place for security purposes and is based on the information gathered via our Know-Your-Customer and Open Banking checks.