If you only spend in another currency when making online transactions, a virtual card may be the right solution for you. Your card number will be visible in the app, so it’s easy to find the information you need when making e-commerce or SaaS payments.
However, if you think that you may want to use a physical card in the future, then be sure to opt for a physical card at the point of sign-up.
The reason for this is that once you have selected the type of card you would like, we are unable to change this later down the line and it could result in you having to start the sign-up journey all over again.
In summary, if you feel like there could be any chance you would want to use a physical card in the future, this would be the best option for you.